Overview
Lobbying Costs
1,000,000€ - 1,249,999€
Financial year: Jan 2023 - Dec 2023
Lobbyists (Full time equivalent)
8 Fte (11)
Lobbyists with EP accreditation
6
High-level Commission meetings
27
Lobbying Costs over the years
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Info
European Federation of Investors and Financial Services Users (BETTER FINANCE)
EU Transparency Register
24633926420-79 First registered on 11 Aug 2011
Goals / Remit
The European Federation of Investors and Financial Services Users (BETTER FINANCE) is a not-for-profit non-governmental organisation. It does not represent any commercial or business interests. BETTER FINANCE acts as an independent financial expertise center to the direct benefit of the European financial services users (end-users, consumers, retail investors, etc.) and other stakeholders of European financial services who are independent from the financial industry. It federates national and international organisations representing the interests of individual investors and financial services users in Europe.
Main EU files targeted
Shareholders Rights Directive II,
Capital Markets Union,
Institutions for Occupational Retirement Provisions Directive,
Markets in Financial Instruments Directive (I and II),
Packaged Retail Investment and Insurance Products Directive,
Insurance Distribution Directive,
Financial Transaction Tax,
Directive on Faster and Safer Relief of Excess Withholding Taxes
European Long-Term Investment Funds,
Undertakings for Collective Investment in Transferable Securities,
Sustainable Finance Disclosure Regulation,
Solvency II Directive,
Personal European Pensions Product,
Green New Deal,
Ecolabel for financial products,
Collective Redress,
Markets in Crypto Assets Directive,
Market Abuse Directive,
the Listing Act Package,
Corporate Sustainability Reporting Directive (with a particular focus on the European Sustainability Reporting Standards),
Representative Actions for the Protection of the Collective Interests of Consumers Directive (Collective Redress),
the European Union’s Strategy for Retail Investors,
the European Union's Pilot regime for market infrastructuresAddress
Head Office
Rue d'Arenberg 44
4th floor
Brussels 1000
BELGIUMEU Office
Rue d'Arenberg 44
4th floor
Brussels 1000
BELGIUMWebsite
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People
Total lobbyists declared
11
Employment time Lobbyists 100% 5 75% 2 50% 2 25% 2 Lobbyists (Full time equivalent)
8
Lobbyists with EP accreditation
All Lobbyists with EP accreditation over time
6 accreditations were / are live (in bold) for the selected state of 21 Nov 2024
Name Start date End Date Aleksandra Maczynska 27 Aug 2024 27 Aug 2025 Sébastien Commain 27 Aug 2024 27 Aug 2025 Emma Traoret 27 Aug 2024 27 Aug 2025 Sara Isabel Álvarez García 09 Sep 2024 31 Jan 2025 Mariyan Nikolov 27 Aug 2024 27 Aug 2025 Matis Joab 02 Sep 2024 02 Sep 2025 Mr Sebastien COMMAIN 13 Apr 2023 26 Apr 2024 Mr Commain SEBASTIEN 13 Apr 2023 24 Apr 2023 Ms Aleksandra Maczynska 09 Feb 2023 09 Feb 2024 Mr Matis JOAB 02 Feb 2023 02 Feb 2024 Mr Martin MOLKO 27 Jan 2023 27 Jan 2024 Mr Mariyan NIKOLOV 26 Jan 2023 26 Jan 2024 Mr Guillaume Prache 25 Aug 2022 25 Aug 2023 Mr Martin MOLKO 23 Mar 2022 27 Jan 2023 Mr Matis JOAB 19 Mar 2022 02 Feb 2023 Mr Edoardo CARLUCCI 19 Mar 2022 23 Aug 2022 Mr Stefan Dragos VOICU 19 Mar 2022 26 Jan 2023 Mr Edoardo CARLUCCI 25 Jan 2020 01 Feb 2021 Mr Matis JOAB 25 Jan 2020 01 Feb 2021 Ms Alessandra MANIS 19 Sep 2019 01 Apr 2020 Mr Guillaume Prache 18 Jul 2019 18 Jul 2020 Mr Arnaud Houdmont 18 Jul 2019 18 Jul 2020 Ms Aleksandra Maczynska 24 May 2019 23 May 2020 Ms Aiste VYSNIAUSKAITE 24 May 2019 23 Nov 2019 Lina STRANDVÅG NAGELL 19 Apr 2019 24 Jan 2020 Mr Timothee GALVAIRE 19 Apr 2019 19 Sep 2019 Mr Edoardo CARLUCCI 25 Jan 2019 25 Jan 2020 Ms Judith Hardt 16 Jan 2019 16 Jan 2020 Mr Stefan Dragos VOICU 23 Nov 2018 23 Nov 2019 Ms Aiste VYSNIAUSKAITE 23 Nov 2018 23 May 2019 Ms Judith Hardt 12 Oct 2018 16 Jan 2019 Mr Arnaud Houdmont 05 Sep 2018 18 Jul 2019 Lina STRANDVÅG NAGELL 05 Sep 2018 01 Apr 2019 Mr Guillaume Prache 24 Aug 2018 18 Jul 2019 Ms Marie Vial 24 Aug 2018 23 Nov 2018 Ms Marissa Andreah DIAZ 21 Aug 2018 10 Oct 2018 Mr Lorenzo MARCHIONNI 03 Aug 2018 01 Mar 2019 Ms Aleksandra Maczynska 08 Jun 2018 24 May 2019 Mr Stefan Dragos VOICU 09 Mar 2018 23 Nov 2018 Lina STRANDVÅG NAGELL 27 Feb 2018 01 Sep 2018 Ms Marie Vial 17 Jan 2018 24 Aug 2018 Mr Guillaume Prache 02 Sep 2017 24 Aug 2018 Mr Arnaud Houdmont 02 Sep 2017 01 Sep 2018 Mr Stefan Dragos VOICU 01 Sep 2017 09 Mar 2018 Ms Marie Vial 01 Aug 2017 17 Jan 2018 Ms Aleksandra Maczynska 20 Jul 2017 08 Jun 2018 Mr Alex Rodriguez Toscano 29 Jun 2017 07 Jan 2018 Sibille Allgayer 29 Jun 2017 31 May 2018 Ms Marie Vial 23 Jan 2017 01 Aug 2017 Mr Guillaume Prache 12 Oct 2016 02 Sep 2017 Mr Arnaud Houdmont 12 Oct 2016 02 Sep 2017 Mr Alex Rodriguez Toscano 19 Jul 2016 29 Jun 2017 Sibille Allgayer 19 Jul 2016 29 Jun 2017 Mr Alvero Kavanagh 19 Jul 2016 13 Jan 2017 Ms Agathe Vandeplassche 26 Jan 2016 20 Jul 2016 Mr Juan Manuel Viver Gargallo 06 Oct 2015 20 Jul 2016 Mr Guillaume Prache 06 Oct 2015 01 Oct 2016 Mr Arnaud Houdmont 06 Oct 2015 01 Oct 2016 Mr Guillaume Prache 02 Oct 2014 30 Sep 2015 Mr Arnaud Houdmont 30 Sep 2014 26 Sep 2015 Mr Juan Manuel Viver Gargallo 27 Sep 2014 25 Sep 2015 Mr Arnaud Houdmont 30 Aug 2013 28 Aug 2014 Mrs Yvonne Colard 03 Sep 2013 31 Aug 2014 Mr Juan Manuel Viver Gargallo 07 May 2013 04 May 2014 Mr Guillaume Prache 07 May 2013 04 May 2014 Mr Guillaume Prache 04 May 2013 07 May 2013 Ms Maria Bause 04 May 2013 13 Jul 2013 Mobale ( Karin) Balilonoso 04 May 2013 13 Jul 2013 Complementary Information
BETTER FINANCE's staff is currently composed of 9 full-time employees. Supported by 2 interns on a short-term basis.
We estimate that about two-thirds of the team's total working time is dedicated to lobbying and policy-related activities (such as research related to our policy priorities).Person in charge of EU relations
Data not provided by Register Secretariat due to GDPR
Person with legal responsibility
Data not provided by Register Secretariat due to GDPR
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Categories
Category
Non-governmental organisations, platforms and networks and similar
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Networking
Affiliation
European Financial Reporting Advisory Group - EFRAG https://www.efrag.org/
European Federation of Employee Share Ownership – EFES http://www.efesonline.org/,Member organisations
1. A.D.A.M - Association for the Protection of Minority Shareholders
2. AEMEC http://www.aemec.eu/,
3. Aksjonaerforeningen i Norge http://aksjonaerforeningen.no/,
4. Aktiespararna http://www.aktiespararna.se/,
5. Asociacion de Usuarios de Bancos, Cajas de Ahorros y Seguros http://adicae.net/
6. ATM - Associacao dos Investidores e Analistas Técnicos do Mercado de Capitais http://www.associacaodeinvestidores.com/,
7. AURSF - Asociatia Utilizatorilor Români de Servicii Financiare http://www.aursf.ro/
8. BdV - German Association of the Insured - https://www.bundderversicherten.de/
9. 2 Degrees Investment Initiative https://2degrees-investing.org/
10. CGPC, www.cgpc.fr
11. GAIPARE - Interprofessional Associative Group for the Improvement of Retirement and Savings - http://www.gaipare.com/.
12. DAF, Dansk Aktionaerforening - http://www.shareholders.dk
13. DSW http://www.dsw-info.de/,
14. European Federation of Employee Share Ownership – EFES http://www.efesonline.org/,
15. F2iC - Fédération Française des Clubs d’Investissement http://www.f2ic.fr/ffci-portal/cms/7128/accueil.dhtml,
16. FAIDER - Federation of Independent Associations for the Protection of Pension Savers - http://faider.org/,
17. FinTech Guardian - https://fintechguardian.eu/contact/bulgarian-chapter/
18. Icelandic Savers Association http://sparife.is/,
19. Institute of Savings and Investment www.mojeuspory.sk,
20. INVESTAS - Luxembourgish Association of Private Shareholders - http://www.investas.lu,
21. IVA - IVA Investors Association - http://www.anlegerschutz.at/,
22. Lebanese Investors Association
23. Lithuanian Consumer Institute - http://www.vartotojai.lt/en
24. Lithuanian Investors Association - http://www.investuotojams.eu
25. MASS - Malta Association of Small Shareholders - https://mass.org.mt/
26. Osakesaastajien Keskusliitto (Finnish Shareholders Federation) - http://www.osakeliitto.fi
27. PanSlovenian Shareholders' Association – VZMD http://www.vzmd.si/,
28. SCS (Czech Consumer Association) - http://www.konzument.cz
29. ShareAction (https://shareaction.org/)
30. ShareSoc (UK Individual Shareholders Society) http://www.sharesoc.org/,
31. SII (Polish Association of Individual Investors) http://www.sii.org.pl/,
32. The Transparency Taskforce (https://www.transparencytaskforce.org/)
33. UKSA - United Kingdom Shareholder Association - http://www.uksa.org.uk/,
34. VFB - Flemish Federation of Investors (www.vfb.be)
35. Hellenic Investor Association - HELINAS (https://helinas.gr/en/)
36. Pörssisäätiö - The Finnish Stock Exchange Foundation (https://www.porssisaatio.fi)
37. Latviant Investor and Minority Shareholder Society - IMAB (https://imab.lv/)
38. New Savers of Italy (http://www.newsavers.org/)
39. PEKABE - Schutzverband der Pensionskassenberechtigten (https://www.pekabe.at/)
40. SASV - Schweizerische Anlegerschutzverein (www.anlegerschutzverein.ch/en) -
Financial Data
Interests represented
Promotes their own interests or the collective interests of their members
Closed financial year
Jan 2023 - Dec 2023
Lobbying costs for closed financial year
1,000,000€ - 1,249,999€
Major contributions in closed year
Type Name Amount Grant Directorate General for Financial Stability, Financial Services and Capital Markets Union 495,000€ Grant Executive Agency for Small and Medium-sized Enterprises 92,626€ Major contributions in current year
Type Name Amount Grant Directorate General for Financial Stability, Financial Services and Capital Markets Union 529,707€ Intermediaries for closed year
None declaredIntermediaries for current year
None declaredClosed year Costs
1,000,000€ - 1,249,999€
Other financial info
We receive a yearly grant under the Single Market Programme, administered by DG FISMA. In addition, we received a grant under the Horizon 2020 Programme, administered by EASME, for a total of circa 260 000 EUR for the period 09/2020 - 08/2023.
We fully expect to receive EU support under the Single Market Programme for 2024 as well, but as of the submission of this update, we had not yet received the 2024 funding decision. -
EU Structures
Groups (European Commission)
Financial Services User Group#E02594#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=2594 #MEMBER #B#Civil society#OtherExpert group on European financial data space#E03763#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=3763 #MEMBER #B#OtherEuropean Union Eco-labelling Board#E00374#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=374 #MEMBER #C#Civil society#OtherConsumer Policy Advisory Group#E03750#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=3750 #MEMBER #C#Civil society#Finance
Groups (European Parliament)
N/A
Communication activities
An up-to-date overview of all our publications is available in the "publications" section of our website: https://betterfinance.eu/publications/
We usually organise or co-organise several events each year, including at least two international conferences. Current info about our past and future events can be found on the "events" section of our website: https://betterfinance.eu/events/Other activities
None declared
- Meetings
Meetings
27 meetings found. Download meetings
The list below only covers meetings held since November 2014 with commissioners, their cabinet members or directors-general at the European Commission; other lobby meetings with lower-level staff may have taken place, but the European Commission doesn't proactively publish information about these meetings. For more information about which commissioner is responsible for which portfolio, check out this link: https://commissioners.ec.europa.eu/index_en All information below comes from European Commission web pages.
1 July 2024: We have noted that some meetings are appearing in duplicate, ie. some meetings seem to be listed twice. This seems to be because the Commission changes some element of a meeting data after the meeting has first been listed, which causes LobbyFacts to register it as a new meeting. We are investigating further.
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Date 25 Oct 2024 Location Brussels Subject Exchange of views on priorities and co-operation for the new legislative term DG Financial Stability, Financial Services and Capital Markets Union Attending - John Berrigan (Director-General)
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Date 13 Dec 2023 Location Virtual meeting Subject Retail investment strategy, CMU, financial education DG Financial Stability, Financial Services and Capital Markets Union Attending - John Berrigan (Director-General)
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Date 07 Sep 2023 Location Brussels Subject Retail Investment strategy, the Listing Act package proposal and the MiFIR review DG Financial Stability, Financial Services and Capital Markets Union Attending - John Berrigan (Director-General)
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Date 18 Jul 2023 Location Brussels Subject Distribution of Retail financial products Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Agnieszka Drzewoska (Cabinet member)
- Mairead McGuinness (Commissioner)
- Patricia Reilly (Cabinet member)
Other Lobbyists -
Date 25 Apr 2023 Location Brussels - BERL Subject Retail Investment Strategy with a particular focus on ban on inducements Cabinet Cabinet of President Ursula von der Leyen Portfolio President Attending - Valeria Miceli (Cabinet member)
Other Lobbyists -
Date 27 Mar 2023 Location Brussels Subject Retail Investment Strategy Cabinet Cabinet of Executive Vice-President Valdis Dombrovskis Portfolio An Economy that Works for People Attending - Michael Hager (Cabinet member)
- Andrea Beltramello (Cabinet member)
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Date 15 Dec 2022 Location Brussels Subject Retail investment Strategy, Sustainable finance, CMU. Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Deirdre O’Hea (Cabinet member)
- Agnieszka Drzewoska (Cabinet member)
- Patricia Reilly (Cabinet member)
- Florian Denis (Cabinet member)
- Katherine Power (Cabinet member)
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Date 25 May 2022 Location online Subject Retail Investment Strategy Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Florian Denis (Cabinet member)
- Nicolo Brignoli (Cabinet member)
Other Lobbyists -
Date 18 Feb 2022 Location Virtual meeting Subject Retail investment strategy Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Nicolo Brignoli (Cabinet member)
- Florian Denis (Cabinet member)
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Date 09 Dec 2021 Location Virtual meeting Subject Retail investment strategy, CMU and sustainable finance DG Financial Stability, Financial Services and Capital Markets Union Attending - John Berrigan (Director-General)
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Date 22 Apr 2021 Location Video Conferencing Subject Capital Markets Union Sustainable Finance Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Mairead McGuinness (Commissioner)
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Date 08 Mar 2021 Location virtual Subject Retail investment/CMU/MiFID II Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Florian Denis (Cabinet member)
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Date 17 Feb 2021 Location Video Confercing Subject Brexit, Transatlantic Dialogue Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Mairead McGuinness (Commissioner)
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Date 03 Feb 2021 Location Video Conferencing Subject Capital Markets Union, Retail Investment, Sustainable Finance, Digital Finance. Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Mairead McGuinness (Commissioner)
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Date 02 Dec 2020 Location Video Conference Subject European Capital Markets Union and new green deal. Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Mairead McGuinness (Commissioner)
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Date 09 Nov 2020 Location Brussel Subject Virtual Meeting - Introductory meeting. Retail financial services, consumer dimension Cabinet Cabinet of Commissioner Mairead Mcguinness Portfolio Financial services, financial stability and Capital Markets Union Attending - Florian Denis (Cabinet member)
- Agnieszka Drzewoska (Cabinet member)
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Date 25 Sep 2020 Location video conferencing Subject Consumer Agenda Cabinet Cabinet of Commissioner Didier Reynders Portfolio Justice Attending - Didier Reynders (Commissioner)
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Date 28 May 2020 Location video-conferencing Subject COVID-19 relief measures Cabinet Cabinet of Executive Vice-President Valdis Dombrovskis Portfolio An Economy that Works for People Attending - Andrea Beltramello (Cabinet member)
- Valdis Dombrovskis (Executive Vice-President)
Other Lobbyists -
Date 18 Nov 2019 Location Brussels Subject Capital Markets Union, Sustainabe Finance Cabinet Cabinet of Vice-President Valdis Dombrovskis Portfolio Euro and Social Dialogue, also in charge of Financial Stability, Financial Services and Capital Markets Union Attending - Valdis Dombrovskis (Vice-President)
- Andrea Beltramello (Cabinet member)
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Date 05 Dec 2018 Location Brussels Subject Speech at the International Conference "EU Capital Markets 2024" Cabinet Cabinet of President Jean-Claude Juncker Portfolio President Attending - Paulina Dejmek Hack (Cabinet member)
Other Lobbyists -
Date 29 Aug 2018 Location Brussels Subject CMU, Fintech DG Financial Stability, Financial Services and Capital Markets Union Attending - Olivier Guersent (Director-General)
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Date 08 Mar 2018 Location Brussels, Belgium Subject Collective Redress Cabinet Cabinet of Vice-President Valdis Dombrovskis Portfolio Euro and Social Dialogue, also in charge of Financial Stability, Financial Services and Capital Markets Union Attending - Elina Melngaile (Cabinet member)
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Date 12 Dec 2016 Location Strasbourg Subject CMU; Better Finance; FSUG Cabinet Cabinet of Vice-President Valdis Dombrovskis Portfolio Euro and Social Dialogue, also in charge of Financial Stability, Financial Services and Capital Markets Union Attending - Valdis Dombrovskis (Vice-President)
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Date 25 Sep 2015 Location Brussels Subject Capital Markets Union Cabinet Cabinet of Commissioner Jonathan Hill Portfolio Financial Stability, Financial Services and Capital Markets Union Attending - Jonathan Hill (Commissioner)
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Date 28 Apr 2015 Location Brussels Subject Capital Markets Union Cabinet Cabinet of Commissioner Jonathan Hill Portfolio Financial Stability, Financial Services and Capital Markets Union Attending - Nathalie De Basaldua Lemarchand (Cabinet member)
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Date 13 Feb 2015 Location Brussels Subject Financial Services Policy Cabinet Cabinet of Commissioner Jonathan Hill Portfolio Financial Stability, Financial Services and Capital Markets Union Attending - Denzil Davidson (Cabinet member)
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Date 03 Feb 2015 Location Brussels, Belgium Subject Corporate governance Cabinet Cabinet of Commissioner Věra Jourová Portfolio Justice, Consumers and Gender Equality Attending - Daniel Braun (Cabinet member)
- Meetings