European Federation of Investors and Financial Services Users

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Registration as it was on 02 Sep 2024
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Overview

Lobbying Costs

1,000,000€ - 1,249,999€

Financial year: Jan 2023 - Dec 2023

Lobbyists (Full time equivalent)

8 Fte (11)

Lobbyists with EP accreditation

6

High-level Commission meetings

27

Lobbying Costs over the years

  • Info

    European Federation of Investors and Financial Services Users   (BETTER FINANCE)

    EU Transparency Register

    24633926420-79 First registered on 11 Aug 2011

    Goals / Remit

    The European Federation of Investors and Financial Services Users (BETTER FINANCE) is a not-for-profit non-governmental organisation. It does not represent any commercial or business interests. BETTER FINANCE acts as an independent financial expertise center to the direct benefit of the European financial services users (end-users, consumers, retail investors, etc.) and other stakeholders of European financial services who are independent from the financial industry. It federates national and international organisations representing the interests of individual investors and financial services users in Europe.

    Main EU files targeted

    Shareholders Rights Directive II,
    Capital Markets Union,
    Institutions for Occupational Retirement Provisions Directive,
    Markets in Financial Instruments Directive (I and II),
    Packaged Retail Investment and Insurance Products Directive,
    Insurance Distribution Directive,
    Financial Transaction Tax,
    Directive on Faster and Safer Relief of Excess Withholding Taxes
    European Long-Term Investment Funds,
    Undertakings for Collective Investment in Transferable Securities,
    Sustainable Finance Disclosure Regulation,
    Solvency II Directive,
    Personal European Pensions Product,
    Green New Deal,
    Ecolabel for financial products,
    Collective Redress,
    Markets in Crypto Assets Directive,
    Market Abuse Directive,
    the Listing Act Package,
    Corporate Sustainability Reporting Directive (with a particular focus on the European Sustainability Reporting Standards),
    Representative Actions for the Protection of the Collective Interests of Consumers Directive (Collective Redress),
    the European Union’s Strategy for Retail Investors,
    the European Union's Pilot regime for market infrastructures

    Address

    Head Office
    Rue d'Arenberg 44
    4th floor
    Brussels 1000
    BELGIUM
    EU Office
    Rue d'Arenberg 44
    4th floor
    Brussels 1000
    BELGIUM

    Website

  • People

    Total lobbyists declared

    11

    Employment timeLobbyists
    100%5
    75%2
    50%2
    25%2

    Lobbyists (Full time equivalent)

    8

    Lobbyists with EP accreditation

    All Lobbyists with EP accreditation over time

    6 accreditations were / are live (in bold) for the selected state of 21 Nov 2024

    Name Start date End Date
    Aleksandra Maczynska 27 Aug 2024 27 Aug 2025
    Sébastien Commain 27 Aug 2024 27 Aug 2025
    Emma Traoret 27 Aug 2024 27 Aug 2025
    Sara Isabel Álvarez García 09 Sep 2024 31 Jan 2025
    Mariyan Nikolov 27 Aug 2024 27 Aug 2025
    Matis Joab 02 Sep 2024 02 Sep 2025
    Mr Sebastien COMMAIN 13 Apr 2023 26 Apr 2024
    Mr Commain SEBASTIEN 13 Apr 2023 24 Apr 2023
    Ms Aleksandra Maczynska 09 Feb 2023 09 Feb 2024
    Mr Matis JOAB 02 Feb 2023 02 Feb 2024
    Mr Martin MOLKO 27 Jan 2023 27 Jan 2024
    Mr Mariyan NIKOLOV 26 Jan 2023 26 Jan 2024
    Mr Guillaume Prache 25 Aug 2022 25 Aug 2023
    Mr Martin MOLKO 23 Mar 2022 27 Jan 2023
    Mr Matis JOAB 19 Mar 2022 02 Feb 2023
    Mr Edoardo CARLUCCI 19 Mar 2022 23 Aug 2022
    Mr Stefan Dragos VOICU 19 Mar 2022 26 Jan 2023
    Mr Edoardo CARLUCCI 25 Jan 2020 01 Feb 2021
    Mr Matis JOAB 25 Jan 2020 01 Feb 2021
    Ms Alessandra MANIS 19 Sep 2019 01 Apr 2020
    Mr Guillaume Prache 18 Jul 2019 18 Jul 2020
    Mr Arnaud Houdmont 18 Jul 2019 18 Jul 2020
    Ms Aleksandra Maczynska 24 May 2019 23 May 2020
    Ms Aiste VYSNIAUSKAITE 24 May 2019 23 Nov 2019
    Lina STRANDVÅG NAGELL 19 Apr 2019 24 Jan 2020
    Mr Timothee GALVAIRE 19 Apr 2019 19 Sep 2019
    Mr Edoardo CARLUCCI 25 Jan 2019 25 Jan 2020
    Ms Judith Hardt 16 Jan 2019 16 Jan 2020
    Mr Stefan Dragos VOICU 23 Nov 2018 23 Nov 2019
    Ms Aiste VYSNIAUSKAITE 23 Nov 2018 23 May 2019
    Ms Judith Hardt 12 Oct 2018 16 Jan 2019
    Mr Arnaud Houdmont 05 Sep 2018 18 Jul 2019
    Lina STRANDVÅG NAGELL 05 Sep 2018 01 Apr 2019
    Mr Guillaume Prache 24 Aug 2018 18 Jul 2019
    Ms Marie Vial 24 Aug 2018 23 Nov 2018
    Ms Marissa Andreah DIAZ 21 Aug 2018 10 Oct 2018
    Mr Lorenzo MARCHIONNI 03 Aug 2018 01 Mar 2019
    Ms Aleksandra Maczynska 08 Jun 2018 24 May 2019
    Mr Stefan Dragos VOICU 09 Mar 2018 23 Nov 2018
    Lina STRANDVÅG NAGELL 27 Feb 2018 01 Sep 2018
    Ms Marie Vial 17 Jan 2018 24 Aug 2018
    Mr Guillaume Prache 02 Sep 2017 24 Aug 2018
    Mr Arnaud Houdmont 02 Sep 2017 01 Sep 2018
    Mr Stefan Dragos VOICU 01 Sep 2017 09 Mar 2018
    Ms Marie Vial 01 Aug 2017 17 Jan 2018
    Ms Aleksandra Maczynska 20 Jul 2017 08 Jun 2018
    Mr Alex Rodriguez Toscano 29 Jun 2017 07 Jan 2018
    Sibille Allgayer 29 Jun 2017 31 May 2018
    Ms Marie Vial 23 Jan 2017 01 Aug 2017
    Mr Guillaume Prache 12 Oct 2016 02 Sep 2017
    Mr Arnaud Houdmont 12 Oct 2016 02 Sep 2017
    Mr Alex Rodriguez Toscano 19 Jul 2016 29 Jun 2017
    Sibille Allgayer 19 Jul 2016 29 Jun 2017
    Mr Alvero Kavanagh 19 Jul 2016 13 Jan 2017
    Ms Agathe Vandeplassche 26 Jan 2016 20 Jul 2016
    Mr Juan Manuel Viver Gargallo 06 Oct 2015 20 Jul 2016
    Mr Guillaume Prache 06 Oct 2015 01 Oct 2016
    Mr Arnaud Houdmont 06 Oct 2015 01 Oct 2016
    Mr Guillaume Prache 02 Oct 2014 30 Sep 2015
    Mr Arnaud Houdmont 30 Sep 2014 26 Sep 2015
    Mr Juan Manuel Viver Gargallo 27 Sep 2014 25 Sep 2015
    Mr Arnaud Houdmont 30 Aug 2013 28 Aug 2014
    Mrs Yvonne Colard 03 Sep 2013 31 Aug 2014
    Mr Juan Manuel Viver Gargallo 07 May 2013 04 May 2014
    Mr Guillaume Prache 07 May 2013 04 May 2014
    Mr Guillaume Prache 04 May 2013 07 May 2013
    Ms Maria Bause 04 May 2013 13 Jul 2013
    Mobale ( Karin) Balilonoso 04 May 2013 13 Jul 2013

    Complementary Information

    BETTER FINANCE's staff is currently composed of 9 full-time employees. Supported by 2 interns on a short-term basis.
    We estimate that about two-thirds of the team's total working time is dedicated to lobbying and policy-related activities (such as research related to our policy priorities).

    Person in charge of EU relations

    Data not provided by Register Secretariat due to GDPR

    Person with legal responsibility

    Data not provided by Register Secretariat due to GDPR

  • Categories

    Category

    Non-governmental organisations, platforms and networks and similar

  • Networking

    Affiliation

    European Financial Reporting Advisory Group - EFRAG https://www.efrag.org/

    European Federation of Employee Share Ownership – EFES http://www.efesonline.org/,

    Member organisations

    1. A.D.A.M - Association for the Protection of Minority Shareholders
    2. AEMEC http://www.aemec.eu/,
    3. Aksjonaerforeningen i Norge http://aksjonaerforeningen.no/,
    4. Aktiespararna http://www.aktiespararna.se/,
    5. Asociacion de Usuarios de Bancos, Cajas de Ahorros y Seguros http://adicae.net/
    6. ATM - Associacao dos Investidores e Analistas Técnicos do Mercado de Capitais http://www.associacaodeinvestidores.com/,
    7. AURSF - Asociatia Utilizatorilor Români de Servicii Financiare http://www.aursf.ro/
    8. BdV - German Association of the Insured - https://www.bundderversicherten.de/
    9. 2 Degrees Investment Initiative https://2degrees-investing.org/
    10. CGPC, www.cgpc.fr
    11. GAIPARE - Interprofessional Associative Group for the Improvement of Retirement and Savings - http://www.gaipare.com/.
    12. DAF, Dansk Aktionaerforening - http://www.shareholders.dk
    13. DSW http://www.dsw-info.de/,
    14. European Federation of Employee Share Ownership – EFES http://www.efesonline.org/,
    15. F2iC - Fédération Française des Clubs d’Investissement http://www.f2ic.fr/ffci-portal/cms/7128/accueil.dhtml,
    16. FAIDER - Federation of Independent Associations for the Protection of Pension Savers - http://faider.org/,
    17. FinTech Guardian - https://fintechguardian.eu/contact/bulgarian-chapter/
    18. Icelandic Savers Association http://sparife.is/,
    19. Institute of Savings and Investment www.mojeuspory.sk,
    20. INVESTAS - Luxembourgish Association of Private Shareholders - http://www.investas.lu,
    21. IVA - IVA Investors Association - http://www.anlegerschutz.at/,
    22. Lebanese Investors Association
    23. Lithuanian Consumer Institute - http://www.vartotojai.lt/en
    24. Lithuanian Investors Association - http://www.investuotojams.eu
    25. MASS - Malta Association of Small Shareholders - https://mass.org.mt/
    26. Osakesaastajien Keskusliitto (Finnish Shareholders Federation) - http://www.osakeliitto.fi
    27. PanSlovenian Shareholders' Association – VZMD http://www.vzmd.si/,
    28. SCS (Czech Consumer Association) - http://www.konzument.cz
    29. ShareAction (https://shareaction.org/)
    30. ShareSoc (UK Individual Shareholders Society) http://www.sharesoc.org/,
    31. SII (Polish Association of Individual Investors) http://www.sii.org.pl/,
    32. The Transparency Taskforce (https://www.transparencytaskforce.org/)
    33. UKSA - United Kingdom Shareholder Association - http://www.uksa.org.uk/,
    34. VFB - Flemish Federation of Investors (www.vfb.be)
    35. Hellenic Investor Association - HELINAS (https://helinas.gr/en/)
    36. Pörssisäätiö - The Finnish Stock Exchange Foundation (https://www.porssisaatio.fi)
    37. Latviant Investor and Minority Shareholder Society - IMAB (https://imab.lv/)
    38. New Savers of Italy (http://www.newsavers.org/)
    39. PEKABE - Schutzverband der Pensionskassenberechtigten (https://www.pekabe.at/)
    40. SASV - Schweizerische Anlegerschutzverein (www.anlegerschutzverein.ch/en)

  • Financial Data

    Interests represented

    Promotes their own interests or the collective interests of their members

    Closed financial year

    Jan 2023 - Dec 2023

    Lobbying costs for closed financial year

    1,000,000€ - 1,249,999€

    Major contributions in closed year

    TypeNameAmount
    Grant Directorate General for Financial Stability, Financial Services and Capital Markets Union 495,000€
    Grant Executive Agency for Small and Medium-sized Enterprises 92,626€

    Major contributions in current year

    TypeNameAmount
    Grant Directorate General for Financial Stability, Financial Services and Capital Markets Union 529,707€

    Intermediaries for closed year

    None declared

    Intermediaries for current year

    None declared

    Closed year Costs

    1,000,000€ - 1,249,999€

    Other financial info

    We receive a yearly grant under the Single Market Programme, administered by DG FISMA. In addition, we received a grant under the Horizon 2020 Programme, administered by EASME, for a total of circa 260 000 EUR for the period 09/2020 - 08/2023.

    We fully expect to receive EU support under the Single Market Programme for 2024 as well, but as of the submission of this update, we had not yet received the 2024 funding decision.

  • EU Structures

    Groups (European Commission)

    Financial Services User Group#E02594#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=2594 #MEMBER #B#Civil society#OtherExpert group on European financial data space#E03763#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=3763 #MEMBER #B#OtherEuropean Union Eco-labelling Board#E00374#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=374 #MEMBER #C#Civil society#OtherConsumer Policy Advisory Group#E03750#https://ec.europa.eu/transparency/expert-groups-register/screen/expert-groups/consult?lang=en&groupID=3750 #MEMBER #C#Civil society#Finance

    Groups (European Parliament)

    N/A

    Communication activities

    An up-to-date overview of all our publications is available in the "publications" section of our website: https://betterfinance.eu/publications/

    We usually organise or co-organise several events each year, including at least two international conferences. Current info about our past and future events can be found on the "events" section of our website: https://betterfinance.eu/events/

    Other activities

    None declared

  • Meetings

    Meetings

    27 meetings found. Download meetings

    The list below only covers meetings held since November 2014 with commissioners, their cabinet members or directors-general at the European Commission; other lobby meetings with lower-level staff may have taken place, but the European Commission doesn't proactively publish information about these meetings. For more information about which commissioner is responsible for which portfolio, check out this link: https://commissioners.ec.europa.eu/index_en All information below comes from European Commission web pages.

    1 July 2024: We have noted that some meetings are appearing in duplicate, ie. some meetings seem to be listed twice. This seems to be because the Commission changes some element of a meeting data after the meeting has first been listed, which causes LobbyFacts to register it as a new meeting. We are investigating further.

    • Date 25 Oct 2024 Location Brussels
      Subject Exchange of views on priorities and co-operation for the new legislative term
      DG Financial Stability, Financial Services and Capital Markets Union
      Attending
      • John Berrigan (Director-General)
    • Date 13 Dec 2023 Location Virtual meeting
      Subject Retail investment strategy, CMU, financial education
      DG Financial Stability, Financial Services and Capital Markets Union
      Attending
      • John Berrigan (Director-General)
    • Date 07 Sep 2023 Location Brussels
      Subject Retail Investment strategy, the Listing Act package proposal and the MiFIR review
      DG Financial Stability, Financial Services and Capital Markets Union
      Attending
      • John Berrigan (Director-General)
    • Date 18 Jul 2023 Location Brussels
      Subject Distribution of Retail financial products
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Agnieszka Drzewoska (Cabinet member)
      • Mairead McGuinness (Commissioner)
      • Patricia Reilly (Cabinet member)
      Other Lobbyists
    • Date 25 Apr 2023 Location Brussels - BERL
      Subject Retail Investment Strategy with a particular focus on ban on inducements
      Cabinet Cabinet of President Ursula von der Leyen
      Portfolio President
      Attending
      • Valeria Miceli (Cabinet member)
      Other Lobbyists
    • Date 27 Mar 2023 Location Brussels
      Subject Retail Investment Strategy
      Cabinet Cabinet of Executive Vice-President Valdis Dombrovskis
      Portfolio An Economy that Works for People
      Attending
      • Michael Hager (Cabinet member)
      • Andrea Beltramello (Cabinet member)
    • Date 15 Dec 2022 Location Brussels
      Subject Retail investment Strategy, Sustainable finance, CMU.
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Deirdre O’Hea (Cabinet member)
      • Agnieszka Drzewoska (Cabinet member)
      • Patricia Reilly (Cabinet member)
      • Florian Denis (Cabinet member)
      • Katherine Power (Cabinet member)
    • Date 25 May 2022 Location online
      Subject Retail Investment Strategy
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Florian Denis (Cabinet member)
      • Nicolo Brignoli (Cabinet member)
      Other Lobbyists
    • Date 18 Feb 2022 Location Virtual meeting
      Subject Retail investment strategy
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Nicolo Brignoli (Cabinet member)
      • Florian Denis (Cabinet member)
    • Date 09 Dec 2021 Location Virtual meeting
      Subject Retail investment strategy, CMU and sustainable finance
      DG Financial Stability, Financial Services and Capital Markets Union
      Attending
      • John Berrigan (Director-General)
    • Date 22 Apr 2021 Location Video Conferencing
      Subject Capital Markets Union Sustainable Finance
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Mairead McGuinness (Commissioner)
    • Date 08 Mar 2021 Location virtual
      Subject Retail investment/CMU/MiFID II
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Florian Denis (Cabinet member)
    • Date 17 Feb 2021 Location Video Confercing
      Subject Brexit, Transatlantic Dialogue
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Mairead McGuinness (Commissioner)
    • Date 03 Feb 2021 Location Video Conferencing
      Subject Capital Markets Union, Retail Investment, Sustainable Finance, Digital Finance.
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Mairead McGuinness (Commissioner)
    • Date 02 Dec 2020 Location Video Conference
      Subject European Capital Markets Union and new green deal.
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Mairead McGuinness (Commissioner)
    • Date 09 Nov 2020 Location Brussel
      Subject Virtual Meeting - Introductory meeting. Retail financial services, consumer dimension
      Cabinet Cabinet of Commissioner Mairead Mcguinness
      Portfolio Financial services, financial stability and Capital Markets Union
      Attending
      • Florian Denis (Cabinet member)
      • Agnieszka Drzewoska (Cabinet member)
    • Date 25 Sep 2020 Location video conferencing
      Subject Consumer Agenda
      Cabinet Cabinet of Commissioner Didier Reynders
      Portfolio Justice
      Attending
      • Didier Reynders (Commissioner)
    • Date 28 May 2020 Location video-conferencing
      Subject COVID-19 relief measures
      Cabinet Cabinet of Executive Vice-President Valdis Dombrovskis
      Portfolio An Economy that Works for People
      Attending
      • Andrea Beltramello (Cabinet member)
      • Valdis Dombrovskis (Executive Vice-President)
      Other Lobbyists
    • Date 18 Nov 2019 Location Brussels
      Subject Capital Markets Union, Sustainabe Finance
      Cabinet Cabinet of Vice-President Valdis Dombrovskis
      Portfolio Euro and Social Dialogue, also in charge of Financial Stability, Financial Services and Capital Markets Union
      Attending
      • Valdis Dombrovskis (Vice-President)
      • Andrea Beltramello (Cabinet member)
    • Date 05 Dec 2018 Location Brussels
      Subject Speech at the International Conference "EU Capital Markets 2024"
      Cabinet Cabinet of President Jean-Claude Juncker
      Portfolio President
      Attending
      • Paulina Dejmek Hack (Cabinet member)
      Other Lobbyists
    • Date 29 Aug 2018 Location Brussels
      Subject CMU, Fintech
      DG Financial Stability, Financial Services and Capital Markets Union
      Attending
      • Olivier Guersent (Director-General)
    • Date 08 Mar 2018 Location Brussels, Belgium
      Subject Collective Redress
      Cabinet Cabinet of Vice-President Valdis Dombrovskis
      Portfolio Euro and Social Dialogue, also in charge of Financial Stability, Financial Services and Capital Markets Union
      Attending
      • Elina Melngaile (Cabinet member)
    • Date 12 Dec 2016 Location Strasbourg
      Subject CMU; Better Finance; FSUG
      Cabinet Cabinet of Vice-President Valdis Dombrovskis
      Portfolio Euro and Social Dialogue, also in charge of Financial Stability, Financial Services and Capital Markets Union
      Attending
      • Valdis Dombrovskis (Vice-President)
    • Date 25 Sep 2015 Location Brussels
      Subject Capital Markets Union
      Cabinet Cabinet of Commissioner Jonathan Hill
      Portfolio Financial Stability, Financial Services and Capital Markets Union
      Attending
      • Jonathan Hill (Commissioner)
    • Date 28 Apr 2015 Location Brussels
      Subject Capital Markets Union
      Cabinet Cabinet of Commissioner Jonathan Hill
      Portfolio Financial Stability, Financial Services and Capital Markets Union
      Attending
      • Nathalie De Basaldua Lemarchand (Cabinet member)
    • Date 13 Feb 2015 Location Brussels
      Subject Financial Services Policy
      Cabinet Cabinet of Commissioner Jonathan Hill
      Portfolio Financial Stability, Financial Services and Capital Markets Union
      Attending
      • Denzil Davidson (Cabinet member)
    • Date 03 Feb 2015 Location Brussels, Belgium
      Subject Corporate governance
      Cabinet Cabinet of Commissioner Věra Jourová
      Portfolio Justice, Consumers and Gender Equality
      Attending
      • Daniel Braun (Cabinet member)
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