4finance Group

Established in 2008, 4finance is one of Europe’s largest digital consumer lending groups with operations in 11 countries. Leveraging a high degree of automation and data-driven insights across all aspects of the business, 4finance has grown rapidly, issuing over €10 billion since inception in single payment loans, instalment loans and lines of credit. 4finance operates a portfolio of market leading brands, through which, as a responsible lender, the firm offers simple, convenient and transparent products to millions of customers who are typically underserved by conventional providers. 4finance has group offices in Riga (Latvia) and London (UK). The Group also offers deposits, in addition to consumer and SME loans through its TBI Bank subsidiary, an EU licensed institution with operations in Bulgaria, Romania and Greece.

We have been primarily interested in the revised Consumer Credit Directive, now passed to Member States for implementation. As a business we have operated since the the 2008 Directive was launched. We have experience of over a dozen European markets and how the CCD has been implemented locally.

http://4finance.com

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No lobbyists with EP accreditations

Our local operations are sometimes active at the national level, through trade associations.

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